Commercial Finance. Arranged Differently.
We give business owners and property investors access to specialist lending that banks can't match — with complete transparency, expert structuring and no surprises.
A different kind of broker
B² Capital works with business owners, property investors and developers who need commercial finance done properly. We access 160+ specialist and challenger lenders — facilities that simply aren't available through the high street — and we manage every case from first conversation to completion.
We don't take every case. We take the right ones. Our fee is agreed in writing before we approach a single lender, and we disclose everything. That's how we work.
Part of the BSQUARED Group, alongside B² Wealth and B² Estate Planning — we serve clients across the full span of their financial lives.
What we arrange
Bridging Finance
When timing is everything, you need a finance partner who moves as fast as the deal demands. B² Capital arrang…
→Commercial Mortgages
Whether you're buying the building your business operates from, acquiring commercial investment property, or r…
→Development Finance
Development finance is the most complex product in the commercial lending market — and the one where expertise…
→Business Loans
When your business needs capital — for growth, working capital, equipment or an unexpected opportunity — the r…
→Asset Finance
Asset finance allows businesses to acquire the equipment, vehicles and machinery they need to operate and grow…
→BTL Mortgages
The buy-to-let mortgage market has become significantly more complex over the past decade. Stress testing, por…
→Commercial Finance Solutions for Businesses That Mean Business
Access to the full market — not just the high street
High street banks serve a narrow band of straightforward cases. The moment your situation has any complexity — a development project, a time-sensitive acquisition, a portfolio refinance, or a business with less-than-perfect accounts — their appetite disappears. B² Capital was built precisely for that gap.
We work with over 160 specialist and challenger lenders who are designed to solve exactly the problems banks won't touch. Our job is to know which lender suits which case, how to present it, and how to get it over the line efficiently.
One point of contact. Complete transparency.
Every case at B² Capital is managed by a qualified principal from enquiry to completion. You won't be passed between departments or handed to a junior team member once the initial conversation is done. You'll know who is working on your case, what they're doing, and why.
Our fee is agreed in writing at the outset. We may also receive a procuration fee from the lender — this is always disclosed. There are no hidden charges.
Selective by design
We don't take every case — and we're open about that. We take cases where we can genuinely add value: where the lender match is specific, the structure matters, or the timeline demands expertise. If we can't help, we'll tell you that too.
This selectivity is what protects our clients. When B² Capital takes on your case, it's because we've assessed it and believe we can deliver.
What we arrange
Business Loans
When your business needs capital — for growth, working capital, equipment or an unexpected opportuni…
→Asset Finance
Asset finance allows businesses to acquire the equipment, vehicles and machinery they need to operat…
→Merchant Cash Advance
A merchant cash advance (MCA) provides fast access to business capital, repaid as a percentage of yo…
→Invoice Finance
If your business regularly issues invoices with 30, 60 or 90-day payment terms, a significant propor…
→Trade Finance
International trade creates cash flow challenges that conventional business loans don't address well…
→Acquisition Finance
Buying a business — whether as a trade buyer, a management team executing a buyout, or an investor a…
→Bridging Finance
When timing is everything, you need a finance partner who moves as fast as the deal demands. B² Capi…
→BTL Mortgages
The buy-to-let mortgage market has become significantly more complex over the past decade. Stress te…
→Commercial Mortgages
Whether you're buying the building your business operates from, acquiring commercial investment prop…
→Development Finance
Development finance is the most complex product in the commercial lending market — and the one where…
→Business Loans: The Right Structure for Your Business Needs
When your business needs capital — for growth, working capital, equipment or an unexpected opportunity — the right loan structure can make the difference between a straightforward transaction and months of delay. B² Capital works with a wide panel of lenders to find the right fit for your business, quickly.
Secured and unsecured business loans
Secured business loans are backed by assets — property, equipment or business assets — and typically offer higher loan amounts, longer terms and lower rates. Unsecured loans provide faster access to capital without requiring security, with decisions often available within 24–48 hours.
We work with lenders across both categories, from high street banks and challenger lenders to specialist SME funders. Our role is to understand your business, match you to the right lender, and present your case in a way that maximises your chances of approval at the best available terms.
Term loans and revolving credit facilities
Term loans provide a fixed sum over a set period with regular repayments — suitable for capital investments, expansion projects or one-off costs. Revolving credit facilities (RCFs) give businesses access to a flexible credit line that can be drawn and repaid repeatedly, providing a buffer for cash flow management.
We assess which structure suits your purpose before approaching lenders. Using a term loan for working capital — or a revolving facility for a capital project — creates unnecessary cost and risk.
Cash flow and working capital finance
Many profitable businesses face cash flow pressure — slow-paying clients, seasonal revenue patterns, rapid growth consuming working capital faster than it is generated. Business loans for cash flow management are assessed differently to capital investment loans, and lenders' appetite varies significantly.
We identify lenders who understand your industry, revenue model and growth stage, and structure facilities that provide genuine flexibility rather than adding fixed cost to a variable business.
How quickly can a business loan complete?
Unsecured business loans can complete in as little as 24–48 hours with the right lender. Secured loans typically take 2–4 weeks depending on the security type and lender. We set clear timelines based on your specific situation.
Do I need strong accounts to qualify for a business loan?
Not necessarily. Specialist lenders assess businesses across a wide range of circumstances, including early-stage companies, those with recent losses, and businesses in sectors that mainstream banks avoid. We match your profile to lenders who are genuinely likely to approve.
Can a startup access a business loan?
Startup lending is available, though lenders will typically require either a personal guarantee, security or strong revenue evidence. We work with lenders who specialise in early-stage business finance.
Asset Finance: Fund the Equipment Your Business Needs Without Draining Capital
Asset finance allows businesses to acquire the equipment, vehicles and machinery they need to operate and grow — without tying up working capital or exhausting borrowing capacity. B² Capital arranges asset finance across a wide range of sectors and asset types.
Hire purchase and finance lease
Hire purchase (HP) allows a business to spread the cost of an asset over a fixed term, with ownership transferring at the end of the agreement. Finance lease provides use of the asset over the lease term, with the lender retaining ownership — often more tax-efficient for businesses that don't require ownership.
Both structures are available for a wide range of assets, from commercial vehicles and plant machinery to manufacturing equipment, medical devices and technology infrastructure. Rates and terms vary by asset type, lender and business profile.
Sale and leaseback
If your business owns assets outright — vehicles, equipment, plant — sale and leaseback allows you to release the capital tied up in those assets while retaining use of them. The lender purchases the asset and leases it back to you over an agreed term.
This can be an efficient way to release working capital without a conventional loan, particularly for asset-rich businesses that need to improve cash flow. We assess the assets, identify appropriate lenders and structure the transaction to maximise the capital released.
Soft assets and technology finance
Not all asset finance lenders will fund software, technology or intangible assets — but some specialist funders will. If your business needs to invest in IT infrastructure, SaaS platforms or professional equipment, we can identify lenders with appetite for these less conventional assets.
We also arrange refinancing of existing asset finance facilities where rates have improved or business needs have changed.
What types of assets can be financed?
Most tangible business assets can be financed: commercial vehicles, cars, plant and machinery, manufacturing equipment, agricultural machinery, medical equipment, IT hardware and office equipment. Eligibility depends on the asset's residual value and the lender's appetite.
Does asset finance affect my business credit?
Asset finance is typically secured against the asset itself rather than your business's general balance sheet, so it has less impact on your borrowing capacity than an unsecured loan. The arrangement appears on credit records in the same way as any credit facility.
Can I finance second-hand equipment?
Yes. Many asset finance lenders will fund used equipment, subject to age, condition and residual value assessments. Rates may differ from new asset finance.
Merchant Cash Advance: Flexible Finance Tied to Your Revenue
A merchant cash advance (MCA) provides fast access to business capital, repaid as a percentage of your daily card sales. For businesses with strong card revenue and variable income — retail, hospitality, e-commerce — it is often a more practical solution than a conventional business loan.
How a merchant cash advance works
A lender advances a lump sum based on your average monthly card turnover — typically between 100% and 150% of your monthly card revenue. Repayment is taken automatically as a fixed percentage of your daily card sales until the advance is repaid.
Because repayment scales with your revenue, quiet periods are absorbed naturally — you repay less when sales are slow and more when they are strong. There is no fixed monthly payment to meet, which makes MCA particularly well-suited to seasonal businesses.
Who it suits
Merchant cash advances are most appropriate for businesses that take a significant proportion of their revenue through card payments: restaurants, cafés, retail shops, hotels, gyms, salons and e-commerce businesses. The advance is assessed on revenue, not profit — making it accessible to businesses that may not qualify for conventional lending.
Decision and funding can often be completed within 24–48 hours, making MCA one of the fastest forms of business finance available.
Costs and considerations
MCA is priced using a factor rate rather than an interest rate — the total repayment amount is the advance multiplied by the factor rate (typically 1.1 to 1.5). This means the total cost is known from the outset, with no compounding interest.
MCA is not the cheapest form of finance, but for businesses that need speed, flexibility and do not want fixed monthly commitments, the cost is often justified. We provide a full cost comparison before you make any decision.
How much can I borrow on a merchant cash advance?
Advances are typically calculated at 100–150% of your average monthly card turnover. Most lenders have minimum monthly card revenue thresholds, and maximum advances vary by lender.
How quickly will I receive the funds?
In many cases, funds can be received within 24–48 hours of approval. The speed depends on the lender and the completeness of the documentation provided.
What happens if my card sales drop significantly?
Because repayment is a percentage of daily sales rather than a fixed amount, your repayment naturally reduces during slow periods. There is no fixed payment to miss.
Invoice Finance: Turn Outstanding Invoices into Immediate Working Capital
If your business regularly issues invoices with 30, 60 or 90-day payment terms, a significant proportion of your cash is tied up at any given time. Invoice finance releases that cash — typically within 24 hours of raising an invoice — without waiting for your customers to pay.
Invoice factoring vs invoice discounting
With invoice factoring, the finance provider manages your sales ledger and collects payment from your customers directly. This is transparent to your clients and removes the administrative burden of credit control. It suits businesses that want to outsource debtor management alongside accessing the finance.
Invoice discounting is confidential — your customers are unaware of the arrangement. You continue to manage your own collections, and the facility operates in the background. It suits established businesses with robust credit control processes and clients who might be sensitive to third-party involvement.
Selective and spot invoice finance
Rather than financing all of your invoices, selective invoice finance allows you to choose which invoices to advance against — a single large invoice, a specific client, or invoices in a particular period. This provides maximum flexibility without committing to a whole-ledger facility.
Spot factoring is particularly useful for growing businesses that occasionally need to bridge a specific cash flow gap, or for businesses with a handful of large clients whose payment timing significantly affects working capital.
Eligibility and suitability
Invoice finance is available to businesses that invoice other businesses (B2B) on credit terms. The finance provider takes security over your debtor book rather than fixed assets, making it accessible to businesses without property security.
It is most effective when your debtor book is clean — invoices are legitimate, customers are creditworthy and payment terms are clearly documented. We assess your book and match you to the right provider for your sector and turnover.
Will my customers know I'm using invoice finance?
With invoice discounting and selective invoice finance, the arrangement is confidential — your customers have no knowledge of it. With factoring, the provider manages collections on your behalf, which means your customers are aware.
How much of my invoice can I advance against?
Most providers advance 70–90% of the invoice value on the day it is raised. The remaining percentage, less charges, is released when the customer pays.
Is invoice finance suitable for startups?
Some providers will work with early-stage businesses, particularly where the customer base is strong. Others require a minimum turnover or trading history. We identify providers with appetite for your profile.
Trade Finance: Fund International Trade Without Straining Your Cash Flow
International trade creates cash flow challenges that conventional business loans don't address well. Paying suppliers before goods arrive, holding stock before customers pay, navigating letters of credit — these require specialist finance structures. B² Capital works with lenders who understand the mechanics of global trade.
Letters of credit and documentary collections
A letter of credit (LC) is a guarantee from your bank to a supplier that payment will be made once agreed conditions are met — typically delivery of goods confirmed by shipping documents. It reduces risk on both sides of the transaction and is widely used in international trade, particularly with suppliers in markets where credit terms are not standard.
B² Capital works with banks and specialist trade finance providers who can issue and handle letters of credit efficiently, with clear documentation and rapid processing.
Stock and inventory finance
Importing goods requires payment before you can sell them. For businesses with long stock cycles — importing seasonal goods, holding significant inventory or managing long lead times — this creates a funding gap that strains working capital.
Stock finance and inventory lending allows businesses to fund the purchase of goods against the value of the stock itself. The finance is typically self-liquidating — repaid as the stock is sold.
Purchase order finance
When you have a confirmed purchase order from a creditworthy buyer but lack the capital to fulfil it, purchase order finance provides the funds to pay your supplier and manufacture or source the goods. It is particularly useful for growing businesses whose orders are outrunning their working capital.
Not all lenders offer purchase order finance, and those that do have specific requirements around buyer creditworthiness and product type. We identify the right fit for your transaction.
What is the difference between a letter of credit and trade credit insurance?
A letter of credit is a payment instrument — a bank guarantee that your supplier will be paid. Trade credit insurance protects you against non-payment by your customers. They serve different purposes and can be used together.
Can small businesses access trade finance?
Yes, though lenders' minimum transaction sizes vary. Some specialist providers focus specifically on SMEs engaged in international trade. We identify providers appropriate to your transaction size and trade volumes.
How quickly can trade finance be arranged?
Timelines depend on the facility type. Letters of credit can be issued within days once documentation is in order. Stock and inventory facilities typically take 2–4 weeks to establish.
Acquisition Finance: Fund Your Business Purchase with the Right Structure
Buying a business — whether as a trade buyer, a management team executing a buyout, or an investor acquiring a target — requires a finance structure that reflects the specific transaction, not a generic loan. B² Capital arranges acquisition finance with the rigour and discretion the process demands.
Business acquisition loans
A business acquisition loan funds the purchase of a trading business — typically a proportion of the purchase price, with the balance funded by the buyer's equity. Lenders assess the target business's earnings (EBITDA), the purchase price relative to those earnings, the buyer's experience and the quality of the management team.
We work with specialist acquisition lenders who understand deal structures, can work to transaction timelines and are experienced in the due diligence process. We also work closely with corporate finance advisers and accountants where required.
Management buyouts (MBOs)
In a management buyout, the existing management team acquires the business they run — typically with a combination of debt, equity and sometimes vendor finance. The management team's knowledge of the business is an asset in the lending decision, but the structure requires careful handling.
We arrange the debt component of MBO transactions, working with lenders who are experienced in this market and understand that an MBO is not a straightforward commercial loan.
Leveraged finance and structured deals
For larger or more complex acquisitions — asset purchases, partial stake acquisitions or transactions involving earnouts and deferred consideration — the finance structure needs to reflect the specific commercial terms agreed between buyer and seller.
We work with the buyer's legal and financial advisers to understand the deal structure and identify lenders whose appetite and expertise match the transaction.
How much of an acquisition can I finance with debt?
Lenders typically advance between 2x and 4x EBITDA for business acquisitions, depending on the sector, quality of earnings and buyer profile. Property-backed acquisitions may have different parameters.
How long does acquisition finance take to arrange?
Acquisition finance typically takes 4–12 weeks from initial mandate to drawdown, depending on the complexity of the transaction, the speed of due diligence and lender underwriting. We manage the process to minimise delay.
Can I use property as security for a business acquisition?
Yes. Where the buyer or the target business owns property, this can be used as additional security to improve terms or increase the available facility.
Bridging Finance: Fast, Structured, Delivered
When timing is everything, you need a finance partner who moves as fast as the deal demands. B² Capital arranges bridging loans for property investors, developers and business owners who need short-term funding structured correctly and completed without delay.
What is bridging finance?
Bridging finance is short-term lending — typically between one and twenty-four months — secured against property. It is used to bridge a gap between where you are now and where you're going: buying before selling, completing at auction, funding a refurbishment before refinancing, or entering a development before long-term finance is in place.
Bridging loans are assessed on the strength of the security and the exit strategy rather than solely on personal or business income — making them accessible in situations where conventional lending falls short.
What B² Capital arranges
We arrange regulated and unregulated bridging loans for residential and commercial property. First and second charge facilities are available, with loan sizes from £150,000 upward. Typical LTVs reach 75% of open market value, with higher gearing available against strong assets or with additional security.
We work with specialist bridging lenders who can make credit decisions in hours and complete within days. Our role is to identify the right lender for your specific situation — property type, timeline, credit history and exit — and present the case in a way that maximises the chance of approval at the best available rate.
Bridging finance use cases
Auction purchases require completion within 28 days — too fast for conventional mortgages. Chain breaks allow you to proceed with a purchase before your current property sells. Refurbishment bridges fund light-to-heavy work before refinancing onto a longer-term mortgage. Pre-development bridging provides site entry funding before development finance is arranged.
Whatever the scenario, the key to a successful bridge is a clean, credible exit strategy. We assess this from the outset and only progress cases where the exit is realistic and well evidenced.
How quickly can bridging finance complete?
In straightforward cases with clean title and readily available documents, bridging loans can complete in as few as 5–7 working days. More complex cases typically complete within 2–4 weeks. We set realistic timelines at the outset based on the specific case.
What security is required for a bridging loan?
Bridging finance is secured against UK property — residential, commercial, mixed-use or land. First charge is standard, though second charge bridging is available where there is sufficient equity behind an existing mortgage.
What does a bridging loan cost?
Interest is charged monthly, typically between 0.55% and 1.5% per month depending on LTV, property type and lender. Our arrangement fee is agreed upfront. We always show you a full cost comparison before you commit.
Buy-to-Let Mortgages for Serious Property Investors
The buy-to-let mortgage market has become significantly more complex over the past decade. Stress testing, portfolio landlord rules, limited company structures and HMO licensing requirements mean that accessing the right finance requires genuine expertise. B² Capital provides it.
Individual and portfolio landlord mortgages
Standard buy-to-let mortgages for individual properties have become more restrictive since the introduction of portfolio landlord rules. If you own four or more mortgaged properties, lenders require an assessment of your entire portfolio — not just the property being financed. Many landlords find high street lenders unworkable at this point.
B² Capital works with specialist BTL lenders who take a sophisticated view of portfolio landlords, assessing overall portfolio strength, void rates and rental yield across the book rather than applying simplistic ICR tests to individual properties.
Limited company and SPV buy-to-let
Many property investors now purchase through a Special Purpose Vehicle (SPV) limited company for tax efficiency. Not all lenders offer limited company BTL; those that do apply varying criteria to SPV structure, director guarantees and company trading history.
We are experienced in sourcing limited company BTL finance across a wide range of SPV structures and director profiles. Whether you are establishing a new SPV or refinancing an existing portfolio, we will identify the right lender and structure the application appropriately.
HMO and multi-unit finance
Houses in Multiple Occupation (HMOs) offer higher rental yields than standard buy-to-let but require specialist finance. Lenders assess licensing status, room count, property condition and management arrangements alongside standard affordability criteria.
We work with lenders who are experienced in HMO finance at all sizes — from small HMOs requiring basic licensing to large properties requiring additional or mandatory HMO licences. Multi-unit freehold blocks (MUFBs) and student accommodation are also within our lender panel's appetite.
Can I buy a rental property through a limited company?
Yes — and many investors choose to do so for tax efficiency. Limited company BTL mortgages are available through specialist lenders. The rates may differ slightly from personal BTL, but the tax advantages often outweigh the difference for higher-rate taxpayers.
How do lenders assess affordability on a BTL mortgage?
Most BTL lenders use an Interest Coverage Ratio (ICR) — rental income must typically cover 125–145% of the monthly interest payment at a stressed rate. Portfolio landlords are assessed against their whole portfolio, not just the individual property.
Can I refinance my existing BTL portfolio?
Yes. Portfolio refinancing is a key service — consolidating lending across multiple properties, releasing equity for further purchases, or reducing rates. We assess the whole portfolio and identify the most efficient lender and structure.
Commercial Mortgages: Expert Brokerage for Business and Investment Property
Whether you're buying the building your business operates from, acquiring commercial investment property, or refinancing an existing commercial loan, B² Capital provides expert whole-of-market brokerage with complete fee transparency.
Owner-occupied commercial mortgages
For business owners looking to purchase the property they trade from — an office, warehouse, surgery, hotel or retail premises — a commercial mortgage provides long-term security of tenure and eliminates rent exposure. In many cases, mortgage repayments compare favourably with rental costs, and the asset builds equity over time.
We arrange owner-occupied commercial mortgages across all business types and property categories. Our lender panel includes specialist commercial banks and challenger lenders who take a common-sense approach to underwriting, considering the strength of the business alongside the property.
Commercial investment mortgages
Investors acquiring commercial property for letting — offices, retail units, industrial premises, healthcare properties — require specialist lenders who understand commercial rental income, tenant covenants and lease structures. High street banks apply generic criteria that often misses the strength of a well-tenanted commercial investment.
B² Capital works with lenders who assess commercial investment on its actual merits: the quality of the tenant, the lease term remaining, the location and the asset class. We can typically achieve LTVs of up to 70% on well-tenanted commercial investments, with interest-only and capital repayment options.
Semi-commercial and mixed-use property
Properties combining commercial and residential use — a shop with flats above, a pub with accommodation, a ground-floor office with upper-floor apartments — require specialist lenders who understand both elements. Many mainstream lenders won't touch them; most of our panel will.
We assess the income split, tenancy arrangements and structural condition to identify the most appropriate lender and present the case in a way that reflects the asset's true value.
How much can I borrow on a commercial mortgage?
Commercial mortgages are typically available up to 70–75% LTV for standard investment cases and up to 70% for owner-occupied premises, subject to trading history and business strength. We assess each case individually.
How long does a commercial mortgage take to arrange?
A straightforward commercial mortgage typically takes 4–8 weeks from full application to completion. Valuations and legal work are the primary variables. We set clear expectations at the outset and manage the process throughout.
Can I get a commercial mortgage if my business accounts aren't strong?
Specialist lenders consider a much broader range of circumstances than high street banks. We can often find solutions for businesses with short trading history, recent losses or non-standard income, depending on the property and other factors.
Development Finance: Structured for Developers Who Know What They're Doing
Development finance is the most complex product in the commercial lending market — and the one where expertise matters most. B² Capital works with residential and commercial developers to arrange funding that is correctly structured, appropriately priced and managed through to completion.
Ground-up development finance
Ground-up development funding covers the full construction cycle — land purchase (or refinance), build costs drawn in staged tranches, and redemption on sale or refinance of the completed units. Lenders assess the project on Gross Development Value (GDV), the experience of the developer and contractor, and the credibility of the exit.
We arrange development finance for residential schemes, commercial developments, mixed-use projects and student accommodation. Typical facilities reach up to 65% of GDV, with some lenders providing up to 90% of build costs within that envelope.
Permitted development and conversion finance
Permitted Development Rights (PDR) have opened significant opportunities for converting commercial space to residential use — offices, retail premises and agricultural buildings among them. These projects often have unusual risk profiles that mainstream lenders don't accommodate.
B² Capital works with specialist lenders who understand PDR conversions, can value them appropriately at purchase and at GDV, and can structure facilities that fund both the acquisition and the conversion works through to completion.
Land finance and pre-development funding
Acquiring land or entering a site before development finance is in place often requires short-term bridging. We arrange land bridging and land loans that provide site entry funding while planning is sought or development finance is structured.
For experienced developers with a strong track record, some lenders will advance day-one funding against the land value and agreed build costs simultaneously, reducing the need for a separate land bridge.
How is development finance drawn down?
Development finance is released in stages (tranches) as construction milestones are reached and verified by an independent monitoring surveyor appointed by the lender. The first tranche typically covers the land cost; subsequent tranches are released against certified build progress.
What experience do I need to access development finance?
Lenders' appetite varies significantly. Some specialist lenders will work with first-time developers on smaller schemes; most require some evidence of relevant experience for larger projects. We match your profile to the lenders most likely to support it.
What is GDV and how does it affect my facility?
Gross Development Value is the estimated market value of the completed development. Most development lenders advance a percentage of GDV — typically 60–65% — which must cover both land cost and build costs within that ceiling. We model this for you at the outset.
About B² Capital
Why we exist
B² Capital was built around a straightforward observation: the business owners and property investors who most need expert commercial finance are often the least well served by the institutions that should provide it. Banks are slow, restrictive and relationship-dependent. Mainstream brokers chase volume and sacrifice quality.
We were established to do it differently. B² Capital is selective, expert and completely transparent. We take cases where we can genuinely add value, structure them properly and see them through to completion.
Who we are
B² Capital is a family business, operated by the Bradbury family — an entrepreneurial family with over 20 years of experience across financial services, commercial finance and business ownership. That breadth of background is central to what makes B² Capital different: we understand the lending market, but we also understand what it means to run a business, manage risk and make decisions under pressure.
We work with a dedicated Business Development team and a growing network of specialist lenders, solicitors and professional advisers who share our commitment to quality and transparency. Every case is managed by a named professional from first conversation to completion. We are selective about the cases we take — because selectivity is how we protect the quality of our work, for our clients and for our lender relationships.
Part of the BSQUARED Group
B² Capital is one of three active divisions within BSQUARED Group, alongside B² Wealth (independent financial advice) and B² Estate Planning (inheritance tax and trust planning). This structure allows us to serve clients across the full span of their financial needs — from the commercial loan that finances their next acquisition to the retirement plan that defines their future.
Clients who work with B² Capital benefit from access to the wider group's capabilities, with appropriate disclosure and entirely separate engagement processes for each service.
"We exist to give business owners and investors access to honest, expert financial guidance — without conflicts, without complexity and without compromise."
Integrity without exception
We say what we mean, charge what we quote and walk away from work that compromises our standards.
Selectivity over volume
We take the right cases, not all cases. This protects our clients and our reputation.
Clarity over complexity
Our clients always understand exactly what they're getting, what it costs and why we recommend it.
Get in Touch
We respond to all enquiries the same business day. Tell us about your requirement — what you're looking to achieve, the approximate size of the facility and your timeline — and we'll give you a straight assessment of what's possible.
Part of the BSQUARED Group
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